Credit Repair Services

CREDIT REPAIR · DETROIT & NATIONWIDE

The honest way to clean up what’s holding your credit back.

We review your credit reports, identify items that may be inaccurate, unverifiable or unfair, and challenge them on your behalf — the lawful way, with no shortcuts.
No upfront fees. You only pay a monthly fee once we’ve started doing the work — and you can cancel any time.

WHAT WE WON’T TELL YOU

No magic numbers. No empty promises.

Anyone guaranteeing a specific score increase or promising to erase accurate negative items is breaking the law — and setting you up to be disappointed. We don’t do that. What we do is methodical, lawful work to challenge information that shouldn’t be on your report, and keep you informed at every step.

WHAT’S INCLUDED

Real work on your file, not a subscription that sits there.

Every credit profile is different. After your free analysis we build a plan around what’s actually on your reports — not a one-size-fits-all package.

Full report review

We pull together your reports from all three bureaus and go through them line by line to flag what may be inaccurate, outdated or unverifiable.

Disputes & challenges

We prepare and submit challenges to the bureaus and, where appropriate, directly to creditors — following the Fair Credit Reporting Act process correctly.

Guidance to build

Removing the wrong items is only half of it. We give you clear, practical steps to build healthier credit so the results actually hold.

THE PROCESS

Four steps. You always know where you stand.

1. Free analysis. Send us your reports or we’ll show you how to get them free. We tell you honestly whether we can help.
2. Your plan & contract. A written agreement setting out exactly what we’ll do, the timeline, and what it costs. You have three days to cancel, no penalty.
3. We get to work. We challenge questionable items and track every response. You’re billed monthly, only for work already done.
4. You review & decide. You see what changed and what’s next. Stay as long as it’s working for you — leave whenever you like.You can do this yourself — you’re entitled to dispute items on your own for free — we’re here for when you’d rather have it handled properly.

YOUR RIGHTS, IN PLAIN TERMS

You’re protected by law — and we work within it.

Federal law gives you real protections when you use a credit repair service. We don’t just follow these rules; we think they’re how it should be done.

• You pay nothing upfront — we can only charge you after work has been performed.
• A written contract, always — setting out the service, the cost and the timeline before you commit.
• A three-day cooling-off period — cancel within three business days of signing at no cost.
• Cancel any time — no long lock-ins. Stop whenever it stops serving you.
• You can do this yourself — you’re entitled to dispute items on your own for free — we’re here for when you’d rather have it handled properly.

NO COST · NO OBLIGATION

Find out what’s really on your credit report.

Start with a free analysis. We’ll tell you straight whether we can help — and if we can’t, we’ll tell you that too.

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Legal disclosure
Signed & Sorted LLC is a credit repair organization as defined under the Credit Repair Organizations Act (CROA), 15 U.S.C. §§ 1679 et seq. We do not guarantee any specific increase to your credit score and cannot remove accurate, current and verifiable information from your credit reports. You have the right to dispute inaccurate information in your credit file yourself, free of charge, by contacting the credit bureaus directly. You have the right to cancel your contract with us, without penalty, within three business days of signing. Before any agreement is signed you will receive a written statement of your rights under federal and applicable state law. We charge no fees until services have been performed. Results vary depending on your individual credit profile, and no outcome is promised or guaranteed. This page is for general information and is not legal or financial advice.